DASP Tax Calculator: What Reaches Your Bank?

A complete superannuation refund suite: calculate your net payout by visa, estimate your super balance from your past Australian wages, and check your 6-month ATO transfer deadline.

How much Australian super will you get back? After DASP tax, Working Holiday Makers (visas 417/462) keep 35% of their balance (65% tax). Most other temporary visa holders (such as Student 500 or Skilled 482) keep 65% of the taxed element (35% tax)β€”provided the money is still with your fund. Once super moves to the ATO as unclaimed money (~6 months post-departure), tax becomes 65% for everyone.

Source: Australian Taxation Office Β· DASP Last updated: October 2026

1 Β· Main DASP Payout Calculator

Select your visa, super location, and balance to see your exact net return.

$
Gross Super Balance $5,600
DASP Tax Withheld (65%) βˆ’$3,640
Paid to Your Bank Account $1,960
You keep about 35% of your balance
Apply via myGov β†’ ATO
πŸ›‘οΈ Tax rates verified against ATO DASP Guidelines β€” Last verified: October 2026

2 Β· No Idea What Your Balance Is? Estimate It

Employers legally pay super on top of your wages. Work out your approximate balance based on gross Australian earnings.

$
Estimated Super Earned $5,400

Assumes employers paid contributions correctly. Fund administration fees and investment returns will adjust the final total slightly.

3 Β· The 6-Month ATO Deadline Checker

Funds must transfer unclaimed balances to the ATO roughly 6 months after your visa ends and you depart. ATO-held super is taxed at 65% for all visas.

DASP Tax Rates Summary

Your Situation DASP Tax Withheld You Keep
Working Holiday / Work & Holiday (417, 462) β€” super with fund 65% 35%
Other Temporary Visas (482, 500, 485) β€” taxed element with fund 35% 65%
Untaxed Element (rare public-sector funds) 45% 55%
Super Transferred to ATO as Unclaimed Money β€” Any Visa 65% 35%

Net Payout Table at a Glance

Estimated net cash arriving in your bank account after DASP tax (assuming free DIY ATO application):

Your Gross Super Balance Working Holiday (417 / 462, 65% Tax) Other Temporary Visa (482 / 500, 35% Tax) Already at the ATO (Any Visa, 65% Tax)
$1,000$350$650$350
$2,500$875$1,625$875
$5,000$1,750$3,250$1,750
$7,500$2,625$4,875$2,625
$10,000$3,500$6,500$3,500
$15,000$5,250$9,750$5,250
$20,000$7,000$13,000$7,000
$30,000$10,500$19,500$10,500