Our Mission
Every year, tens of thousands of Working Holiday Makers (subclasses 417 & 462), students, and skilled workers leave Australia without claiming back the superannuation legally accumulated in their accounts.
Australian superannuation is complex. When you add statutory withholding tax rates, the 6-month ATO transfer rule, and confusing jargon like "taxed vs. untaxed elements," many travelers simply give up — or hand over 15% to 20% of their refund to commercial claim agencies.
WHM Super Claim was created to solve this problem. We provide a 100% free, independent digital utility that calculates your exact Departing Australia Superannuation Payment (DASP) in seconds and guides you through claiming it directly with the ATO for free.
Why We Built WHM Super Claim
While working in hospitality, agriculture, construction, or office roles across Australia, your employer was legally required to pay a percentage of your ordinary time earnings into a nominated superannuation fund (the Super Guarantee rate stands at 12.0%).
When you leave Australia permanently and your visa ends, that money belongs to you. However, travelers routinely face two major obstacles:
- High Agency Fees: Many online tax claim companies charge high percentage-based fees on your total balance to lodge a claim that you can complete yourself for free on the official ATO portal.
- The 6-Month ATO Deadline Trap: Non-working-holiday visa holders (such as 482 or 500 visa holders) often delay claiming, unaware that after ~6 months, funds transfer unclaimed balances to the ATO — automatically hiking their withholding tax rate from 35% up to 65%.
We built this platform to bring complete clarity to the process: showing you the exact math, highlighting critical ATO deadlines, and offering direct links to official government resources.
100% Independent
We do not take a percentage cut of your super refund. Our estimators are free to use and designed to highlight free DIY lodgement options.
Statutory Accuracy
Our tools strictly apply current Australian Taxation Office (ATO) tax rates, including the 65% Working Holiday Maker rate and the ATO Whole-Payment Rule.
Privacy First
You do not need to create an account or input sensitive Tax File Numbers (TFNs) to use our estimators. Calculations run locally in your browser.
Our Commitment to Accuracy & Verification
Superannuation legislation changes regularly in Australia. To ensure you receive trustworthy information, our team continuously verifies our calculation engines against official Commonwealth updates:
How We Support This Website
WHM Super Claim is a free utility supported through contextual advertising (such as Google AdSense) and occasional affiliate partner placements. This monetization model allows us to keep all our tools, calculators, and guides 100% free for travelers worldwide without ever charging user fees or taking percentage cuts from your superannuation refund.
Important Financial & Regulatory Notice
WHM Super Claim is an independent educational publisher and software utility provider. We are not a financial planning firm, tax agent service, or superannuation fund trustee. The information provided on this site is general in nature and does not constitute financial, legal, or tax advice. For individual tax assistance, please refer to the Australian Taxation Office (ATO) or a registered Australian tax practitioner.
Ready to Check Your Refund?
Use our live 3-in-1 DASP calculator to estimate your payout, calculate lost super from gross earnings, and track your 6-month deadline.
Launch DASP Calculator →